A house and land package is when a buyer secures a block of land and a home’s construction in one process but two contracts. A house and land package is one of the most economical and efficient ways to expand your asset portfolio. The advantages of this asset class include the following.

Costs are clear

The price is normally pretty clear upfront for house and land packages. This is an important consideration for buyers whose finance is pre-approved and maybe on a tight budget.

Stamp duty savings

The biggest advantage of a land purchase and build package is the savings on stamp duty. You will only have to pay stamp duty on the land’s value as the house has yet to be built. On a typical house and land package of around $450,000, there will be a saving of about $8,000 in stamp duty. 

Depreciation and tax benefits

The benefits of depreciation are significant in a new home. You can claim tax deductions for depreciable assets such as the construction cost of the building itself as well as its fixtures and fittings. A new investment home with a cost of $250,000,  plus payment of rates, interest and rental management, can create a tax deduction of approximately $16,000 per year.

New homes attract better tenants

As landlords, we all want to attract high-quality long-term tenants. New homes with modern finishes are beautiful to tenants, so they want to stay in for many years.  New homes also benefit from charging premium rent so that you will gain higher returns for your investment.

benefits for both investment and owner-occupation

For investors, land purchase and building packages are new homes and can be warranted if there are quality issues. It will be easier to lease and likely to have few or no maintenance outlays. new properties depreciate faster than existing properties so that you can claim the maximum deprecation allowance on your tax return 

First-time homebuyers may be eligible to receive the First Home Owners grant.  Each state and territory varies, but there are several great incentives for first home buyers buying a house and land package.

Simplified process

Another great benefit of the house and land package is that it simplifies buying a home. From selecting a lot to applying for a building permit, from finding a designer to comparing builders, the building process can be long and time-consuming and cause unnecessary stress. By choosing a house and land package from a builder, you can simplify this process, get a fixed price, the right design, and start building right away until the house is delivered.

Take your now and future lifestyle attributes into consideration and weigh up the pros and cons of choosing a house and land package. If you think a package would suit your needs best, the next step is to compare house designs in an estate you like and choose a reputable builder. Integrity New Homes Melbourne East has many great designs readily available, so please browse our webpage to choose the right package or contact us for help.

 

 

在一片整体开发的小区(estate)内购买一个地块,并在这个地块上新建一套住宅,这称为 购地建房套餐。购地建房套餐是最经济、最快速的丰富你的资产组合的方式之一。这类资产的优势有下列几点:

成本比较透明

购地建房套餐非常受买家的欢迎,因为买家从一开始就可以清楚了解房屋和土地的总价。对于贷款已获预批且预算紧张的买家来说是一个重要的保障。

节省印花税

购地建房套餐最大的优势是节省印花税。在一个典型的45万元左右的房子和土地套餐上,将节省约8000元的印花税。因为房子还没有建好,只需支付土地部分的价值的印花税。

 折旧和税收优惠

新房折旧带来的抵税收益很可观。在一个新房中,建筑物本身的建造成本以及装饰,设备,都可申请折旧抵税。一套25万成本的新的投资性住房,加上市政费、利息和中介管理的费用,每年可以创造大约16000元的减税额。

崭新的房屋吸引了更好的租客

作为房东,我们都希望能吸引高质量的长期租户。新房现代的装修对租户具有极大的吸引力,让租客居住多年不愿离开。新房还有一个好处就是可以收取较高的租金,这样的投资可以获得更高的回报。

 投资和自住都可得利

对于投资者来说,购地建房套餐属于新房,如果房屋有质量问题可以保修。新房更容易出租,维护支出少。新房产的折旧速度比现房快,报税时可以申请最大的折旧补贴,

首置业的自主人士有资格获得政府的各种补助。每个州对于购买全新房产或购地建房套餐,都有很多优惠政策。

 简化流程。

购地建房套餐还有一大好处是简化了购房的流程。从选地到申请建房许可,从寻找设计师到比较建筑商,建造过程漫长而费时,还带来很多不必要的压力。在建筑商那里选择购地建房套餐,可以简化这个流程,拿到固定的价格,合适的设计,立马就可以开建,直至房屋交付拿到钥匙。

请根据自己的情况,权衡购地建房套餐,私人定制建房或者买现房的利弊。如果你认为购地建房套餐最适合自己的需求,那下一步就要在你想买的小区找到合适的土地建房,并选择一个信誉良好的建筑商了。协诚新家有很多现成的优秀设计,欢迎浏览我们的网页选择合适的套餐。

Categories: Residential

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